Old-Age Provision and Homeownership - Fiscal Incentives and Other Public Policy Options

In light of demographic change and the growing problems of traditional old-age security systems, this book discusses two essential instruments in connection with privately providing for old-age security: (1) savings in private pension schemes and (2) building up equity for home-ownership. Further, it assesses the relationship between the two instruments and offers a unique overview of the latest market developments.

PART I OLD-AGE SECURITY AND HOMEOWNERSHIP IN THE EU - AN OVERVIEW.- Personal Pensions and Homeownership in the EU - an Overview (Martina Eckardt, Andrássy University Budapest, Hungary).- Old-Age Poverty and Residential Property in the EU - An Analysis with the EU-SILC 2014 Data (Eszter Megyeri, Andrássy University Budapest, Hungary).- PART II WELL-DEVELOPED MARKETS FOR PRIVATE PENSIONS AND HOMEOWNERSHIP.- Holding on and Letting Go in Ireland - Examining the Policy and Fiscal Environment for Supplementing Retirement Income from Residential Property (Yogesh Jaiyawala, John Maher, Richard Burke, Sean Byrne, Waterford Institute of Technology, Ireland.- Dutch Pensions and Housing: Towards a Social Divide (Marietta E.A. Haffner, Delft University of Technology, Netherlands).- Pensions, Housing and Mortgage Markets in the United Kingdom (Tripti Sharma, Donal McKillop, Declan French, Queen's Management School, Queens University Belfast, UK).- PART III COUNTRIES WITH A HIGH DEGREE OF HOMEOWNERSHIP, BUT A RATHER LOW DEGREE OF PRIVATE PENSIONS.- Italy: an Ageing Country with Low Level of Private Pension Schemes but High Home-Ownership Rate (Pierluigi Murro, LUMSA University Rome, Italy and Flaviana Palmisano, University of Rome La Sapienza, Italy).- My Home is My Castle? Sustainability of Private Pensions and Private Homeownership in Hungary (Jörg Dötsch, Martina Eckardt, Eszter Megyeri, Andrássy University Budapest, Hungary).- PART IV COUNTRIES WITH A LOW DEGREE OF HOMEOWNERSHIP AND A LOW DEGREE OF PRIVATE PENSIONS.- Germany: Ageing Economy with Rising Pension Gap, Stable Mortgage Market and Well-Developed Rental Market (Sebastien Clerc-Renaud, Dirk Ulbricht, Institut für Finanzdienstleistungen Hamburg, Germany and Doris Neuberger, University of Rostock/ Institut für Finanzdienstleistungen Hamburg, Germany)